Employee Health Matters

For the most part when, you’re running a business, your primary concern is whether or not your employees are doing their job. You focus on whether they’re coming to work on time, whether they’re productive when they’re there, and how much effort they seem to put into getting the job done at the right pace at the right time.

When you are trying to conduct a business in the best environment possible, it can be exceedingly difficult to see your employees as anything more than cogs in a wheel. While you know that this isn’t ideal, it is inevitable. You think a lot about the way they work, how hard they work, and how efficient they are – but this doesn’t leave a huge amount of time for you to think about them as individuals, as human beings.

Inevitable; But Troubling

This can be problematic for more reasons than one. You’re probably aware of the way that sick days can impact on productivity and in terms of your business success. However, it might not have occurred to you that taking care of your employees’ health is a vital way that you can improve the productivity of your business. This might not have occurred to you because you simply weren’t focusing in the right areas, and taking the time to see your employees as individuals with health concerns.

Rectifying this problem can make a huge difference to the health of your business; pun absolutely intended. If you’re still in need of convincing, here are three other reasons you should be putting employee health at the top of your priority list.

The Caring Boss

You can cultivate a reputation as a caring boss by caring for your employee’s general well-being as well as their productivity within the business. Why do you want to be caring? Because no one wants to leave working for a caring boss. You will lower your staff turnover, meaning your business can spend more time actually doing what it’s meant to do rather than having to constantly train new staff.

The Focused Employee

Let’s say one of your employees has a severe toothache. They can’t afford to go to the dentist with it; instead choosing to just apply ice packs and soldier on. How productive do you think they’re going to be, when constantly distracted by pain from their tooth? Not very – it’s going to impact everything they do. There are alternatives to such a situation being able to develop. Take the time to check dental insurance rates and buy a policy that covers your employees, meaning any problems can be rectified – and they can get back to work. This applies to all areas of health. The less time your employees have to spend worrying about their healthcare, the more time they have to do the job you have hired them to do.

Fewer Sick Days; Fewer Days Of Strain

Not only is your business more productive if your staff aren’t constantly taking time off, but you also avoid days of strain in your environment. You avoid the days where other staff members are panicked, having to cover for the loss of one of their number, having to postpone making decisions because someone is absent from work. This allows a happier workplace environment as a whole, which in turn helps with productivity.

Taking care of employee health and safety should, therefore, be your number one business priority. While your employees might at times seem like cogs in the system, you can prove your ability to be a great boss by ensuring those cogs can always keep turning.

Photo credit: Pexels

Skills To Go From Amateur To Professional With Your New Business

Photo: Tumisu

Although starting a new business venture can be exciting, there are a lot of challenges that you will have to face before you can call yourself successful. Overall, it’s easy to start a company, but it’s much harder to make it profitable. So, with that in mind, let’s go over the most essential skills to know when starting your business.

Financial Management

The goal of any company is to make money, but that is easier said than done. While other aspects of your operations, such as marketing and customer service, will help increase your sales, it won’t matter one bit if your books are a mess.

So, the first thing to master is how to set up a budget and accounting practices that you can follow. It’s far more crucial to be able to have a solid foundation on which to build your company than trying to deal with it after the fact. Overall, you need to know where your money is going and how you can adjust your finances to fit your constraints.


Whether it’s to your employees, your investors, or your business associates, it’s essential that everyone is apprised of everything they need to know. One of the hallmarks of being communicative is to be proactive about it. So, don’t wait until someone asks you a question, offer as much information ASAP so that they don’t have any.

Time Management and Delegation

These two things may seem separate, but the fact is that part of managing your time effectively is knowing when to delegate responsibility. Too often, entrepreneurs want to handle everything themselves, but there aren’t enough hours in the day to make it work. This skill will allow you to improve your operations and make them more efficient.

Another thing to consider as a new business owner is that you should learn as much as you can about the industry. Whether you want to form an LLC company or a corporation, one of the best resources is https://www.govdocfiling.com/

Covering All Bases: The Types of Insurance Every Small Business Owner Needs to Have

When you are getting started with a new business, there are a thousand and one balls to get into the air, and it is important to prioritize the jobs if you are not to be submerged. It’s easy to think that insurance can wait until tomorrow, but remember that disaster can strike in seconds and, if you don’t have the right insurance in place, you may not recover.

There are two main areas for which a business needs insurance: compensation for losses and protection for legal liabilities.

Cover Your Losses

An obvious type of compensation relates to property belonging to the business. If you own premises or machinery, you will need to take out appropriate insurance for the things that can go wrong, including fire, theft, and accidental damage. If you use vehicles as part of the business, you will need commercial use cover.

There are other things, which may not be so obvious, that you will need to consider. For instance, if a piece of machinery is stolen, you will not only face the cost of replacement but you may also lose income while it is out of action. For this, you will need business interruption insurance.

What happens if a key member of staff dies or is seriously ill? It may well take time to restructure things and the business can lose money during that period. In this case, a form of business life insurance can see you through.

Face Your Liabilities

You will probably want to start with General Business Liability Insurance. Typically, this will cover you against actions brought against your business by anyone who might suffer damage or loss as a result of your actions or those of your employees. It will also cover your legal costs if the case comes to trial, as well as any damages that may be awarded.

If you employ staff, you will need Worker’s Compensation Insurance, in case any of your employees is injured or made ill as a result of their work. This is a legal requirement, although the details vary from state to state.

Professional Liability Insurance (or malpractice insurance) is necessary if you are offering professional services. This is different from general liability, and any business which provides services that require professional qualifications or adherence to a code of practice should definitely take this cover. A related area might be where your business retains private information about customers or workers; data breach insurance covers you against failure adequately to protect that information.

Choosing Your Cover

In theory, you can insure your business against anything, but that would not be a good use of your resources. You need to sit down and think hard about what could go wrong, how likely those events are to happen, and what the consequences could be. Draw up a list of the areas of cover that you think you need, and then search for an insurance company or broker who seems to understand your line of business and ask for their advice.

As an example, suppose that you are starting out as a personal trainer. If you use your car to travel between customers with equipment, you will want your car insurance to cover commercial use. If you purchase expensive machines you will want to cover yourself against loss and accidental damage, and if you rent premises you may be required to take out insurance against damage or rent defaults. You might be considered at a higher than average risk of injuring yourself, so you could consider insurance against a resulting loss of income.

Your liabilities would be different from those in many businesses, as there is a risk of people suffering injuries while under your supervision. If you are offering your services in a gym, there may be uncertainty as to who is legally liable. So you should look for a firm that understands the requirements of liability insurance for personal trainers and can talk through the specific risks that you face. You will also keep records of your clients with confidential data about their health, and you will probably need data breach cover for that.

Right Cover, Right Insurer

Very often, getting the right cover is a matter of finding an insurer who understands the nature of your business. It may cost a little more than getting generic insurance from a household name, but the peace of mind that can come from knowing your cover is relevant and secure is worth the extra.

Image: MaiaLisa

What to consider when choosing the catering for a corporate event

Corporate events can take a vast range of forms, from product launches and team building events to seminars, meetings and fashion shows. However, certain things are consistent across the various types of corporate event that you could contemplate holding, with one of them being the sheer importance of choosing the right catering service.

You might say that your choice of catering for your corporate event will go hand-in-hand with your choice of venue, and that’s quite true. Here at Château Bouffémont near Paris, France, we place a big emphasis on serving on the precise needs of those who rent our noble stone-built property for their corporate event.

So – drawing on our hard-won catering expertise – what would we advise you to look out for when choosing a catering service?

First of all, do consider the venue

It’s the point that we’ve already touched on – many private venues will tailor themselves for corporate events by offering their own catering services, so you should consider whether your chosen venue’s services may be sufficient without the need for you to hire an external caterer.

Those renting Château Bouffémont for their corporate event, for instance, can enjoy 24-hour access to our complete equipped guest kitchen, and if you don’t have a caterer already, our private chef is always available as an option.

The capacity of your chosen venue is also crucial, with Château Bouffémont able to accommodate as many as 140 people simultaneously for seated dinners, and 200 for cocktail dinners.

Make sure your caterer is a listener

Given all of the important people who are likely to attend your corporate event – including bosses, high-profile clients and other key stakeholders in your firm’s success – it also couldn’t be more important to serve their exact dietary needs and dislikes.

Your chosen caterer should certainly not be dictating to you what you want at your event. Instead, they should be listening to you and then executing your requirements professionally, even if their informed guidance from their years in the industry might help you to choose the most suitable menu options.

Always plan around your budget

There’s little point in wasting time meeting caterers who you ultimately can’t afford, and it’s easy for those organising a corporate event to get a little overambitious with such other things as their choice of venue, so you should have a definite event budget in mind before you start planning.

The private venue, catering service and decorations – to name just a few things – all cost money, so you should carefully consider what proportion of your budget you wish to spend on these various elements.

Just bear in mind that a poor catering experience could have your all-important attendees rushing for the door or even the toilets, and even the most otherwise impressive venue won’t compensate for that kind of reputational disaster.

How many people will be at your event?

As we touched on above, different venues can cater to different numbers of people, and while it isn’t always possible to know in advance exactly how many attendees your event will have, you should at least have an approximate idea.

Some caterers are very much geared towards smaller and more intimate events, while others are seasoned at serving larger events in a cost-effective manner. You should therefore be sure that whatever caterer you choose will be a good match to your number of guests.

Place an emphasis on variety

Even if your corporate event will be for a relatively small audience, there will still be a wide range of dietary preferences and requirements to which to cater – and of course, providing a great experience could be the difference between securing that lucrative new contract with a client or not.

So, look for a caterer that can provide a genuinely diverse and interesting range of menu options that suits the likely or specified tastes and needs of your guests. Are there vegetarian, vegan and gluten-free options, and can all of your requirements be catered-to in a cost-effective manner?

The above aren’t all of the points that one should possibly consider when contemplating which caterer to choose for their corporate event, but they should nonetheless be a solid starting point. Here are some more tips on how to select the most suitable caterer for your next private event from the renowned financial advice site, The Balance.

Figuring Out the Ideal Side Job For You

If you’re feeling stressed out from work, getting a side job may seem like the last thing that you want to do. However, it’s a mistake to discount this option because of your current feelings. Rather than added headaches, a side hustle can be whatever you need it to be—an outlet for your passion, chance to try something out, simple revenue stream—with you in complete control. Instead of thinking “why would I want a side job?” you should be thinking “what side job best fits my life and desires?” Here’s how you can start narrowing things down.

Benefits of A Side Job

The obvious benefit of a side job is the money that it brings, but it’s understated how much this versatility can add to your budget. If you are a recent student, you can choose to put more money on your student loan payment or even start putting more into your retirement account. If you have a family, this can go into saving for something recreational like a vacation that you otherwise couldn’t afford. Or if nothing else, this can allow for savings for a rainy day, something that just about anyone can use.

However, there are other benefits. If you’re feeling in a rut at your current job, starting a side job in a field of interest for you allows you a chance to indulge your passions without putting the pressure of your daily finances on it. Many have found that doing a side job they love allows them to feel less stressed in their everyday lives, even if they are spending time on. Sometimes, in a dream scenario, people’s side jobs become so successful that they have the opportunity to pursue it full time.

Even if this doesn’t come to pass, or you end up having to fold the side job for various reasons, just the act of doing so has already created a very real benefit for your career in the form of something great to put on your resume. In addition, running any sort of business or side job creates connections—the type that may end up helping you out later on, even if you don’t feel like doing it right away.

Finding The Right Fit

With this in mind, you may find yourself asking the question of what side job to do. The best response to start with is “do you have anything in mind?” If you’re not in dire financial straits, a side job is a chance for you to experiment, spend a little time working on something you’ve had an interest in but were reluctant to go all the way with. For example, many people with writing ambitions but difficulty finding work become freelancers on the side, taking projects as time allows. Teaching music, taking photographs, babysitting, tutoring, there are an unlimited amount of side jobs that don’t require a lot of startup money to do. Take a survey of your skills and interests and the perfect idea may just come to you.

Sometimes, if you don’t have an obvious idea for a side job of your own creation, it pays to try and keep an eye out for companies that fit a similar niche of a side job. Vector Marketing offers flexible schedules, which will allow you to keep to your regular schedule while getting a potential second income stream going. Many other companies have similar options, or you can try and look for work by the project on freelancing platforms. These days, many companies don’t want to pay for a full time member of staff, but still need services in certain areas. This can be to your benefit.

Putting together a side job or business to yourself may seem like an act of desperation, but this could not be further from the truth. Not only is there the potential for you to get a second stream of money which could be put towards a variety of uses, but you also expand your network and skill set while doing so. The potential to enhance your career and get paid for it is enough reason for anyone to give this a try.

Image: PourquoiPas

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