The tasks that most small business hate the most tend to be the ones around money: keeping the books, staying on top of which taxes you need to be paying (and when) and paying people who work for you. It’s time-consuming work, especially if you hate doing it or aren’t skilled or experienced in this [...]
Finance
You’ve already got one personal credit card – or maybe more. So do you really need one for your business too? Having a credit card for business use can actually be a very smart move. This is because a credit card can effectively give you a one month interest-free loan – if you use it [...]
If you are self-employed, the chances are that from time to time you worry about just how you might cope if you were ill and unable to work. Unlike a conventional employee, you are not going to benefit from your employer paying your salary for a specified period of time. That’s why, it might be [...]
Today’s guest post comes from Claire Meredith of Zest Payroll Solutions… The biggest change in PAYE reporting in almost 60 years will come into effect in April 2013. At the moment, HMRC are only informed at the end of the tax year of an individual’s earnings and the deductions that were made over the year [...]
As a nice follow up to my posts Cashflow management: Do micro businesses really need to bother? and The answer to your biggest cashflow problems. Or not?, Sage have created this infographic showing just how important cashflow is to small businesses… This infographic was produced by Sage Business Software
For many of us, driving is a necessary part of our everyday lives. But with the average car costing us around £3,000 per year, it can be a highly expensive necessity. However, with a bit of careful driving, the right car and the right car insurance, you can ease the cost of driving considerably. So [...]
On Monday I wrote about why cashflow is something you need to watch, however small your business may be. In fact, poor cashflow can kill an otherwise healthy business. Since the recession hit us a few years back, all the talk has been about customers not spending enough. But if they do place orders and [...]
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